Unbelievable commericals

There are some commericals that are more unbelievable than others. On my local TV station, they keep showing this commerical for a Chase credit card that has a cash back program. It has these two brothers trying to charge everything before the other can, so that they can get the cash back reward. Unless these two are paying off their entire balance every month, the three percent cash back would not even put a dent in the amount of charging these two are doing.

Of course, the commerical that I find the most unbelievable was one that the Colorado Lottery did a couple of years ago, in conjunction with Powerball. In the commerical, there were a couple of security guards. And a great big table covered with cash, a million dollars plus. The commerical was supposely the unscripted reaction of real people when they saw how big the Powerball prize was.

The reason I found it unbelievable was that the security guards were too lightly armed to actually be guarding a million dollars. If it was real money, I don't care what neighborhood you are in, a few calls would be made and someone would be trying to help themselves to the cash. I am a happy little cynic, ain't I?

Now there are some unbelievable commericals that I do like. The recent Lipton Green Tea with the singing fish makes me laugh out loud. I also like the Dish Network Free HD commericals with the unkempt astronauts---it reminds me of Homeboys in Space.

"What do the instructions say?" "Look, he has an allen wench. Let me ask you this: Do you have any tools?" Hey...wait a second. Are you making fun of me? C'mon admit to it; you had a friend ask you this at some point in your life. Though in my case, the question includes the implication that maybe I have not opened the instructions, and perhaps should not be trusted with anything more complicated than a hammer.

The winner of the "Mixed Feelings" reward for unbelievable people in commericals might be the current Radio Shack Dadtopia (Father's Day) campaign. Is anyone's dad really this dorky? I don't remember my father being anything like these dads, but one cannot trust my memory of him as one of my sisters reminded me awhile back. I hope that he wasn't this dorky. It does not help my case for him not being dorky that he owned one of those complicated Radio Shack (Texas Instruments) calculators. At least, he did not get it from the bottom of a ceral box.

Bite me Citi VISA!

Warning! This post is not me blogging about my father or tax horror day, both of which deserve to be blogged about. No! Citi Card wanted to star in my blog instead today.

Ok, tax horror day---the biggest annoyance today should be the IRS and post office, right? Wrong.

I get home and open my mail to discover a notice that Citi is closing my Visa card. Why? Because they have revised their credit standards and I am too high on my utilization rate (balance vs. available credit).

Wait a second---ain't this the same company that just increased my credit on this exact same card earlier this year? Yes, it is. No, I have not charged anything new in the last two months. Hmmm, slightly schiziod, ain't we Citi Card?

Of course, this is the night that my dearly wife decided that she had to get her homework done (her television shows tomorrow night are more important than my shows tonight). I wanted to scream and shout, and she just wanted me to shut up. (I bet she will be upset when I attempt to do the same to her the next bad day she has.)

And this was the credit card I was planning on using this summer if money got tight. Way to go Citi---just tighten that rope around my neck.

I thought about calling Citi to contest this decision (as if that would do any good), but decided to write a poison ink article instead after seeing the 227,000 plus results that Google spat up. I hope that Citi likes my article about them. Oh yeah, that is right. Citi never plays any attention to those who they consider to be bad credit risks, who they promptly abuse with their credit card policies. Bite me Citi Card.

I made the Front Page on Helium today

Yea! My article on the FICO 08 Credit Scoring System made the front page on Helium today.